Quantitative Aptitude Master Notes

01. Quantitative Aptitude - Comprehensive Textbook Reference

Module Focus: Exhaustive Quantitative Problem Solving, Textbook-Level Derivations, Speed Math Shortcuts, Modular Arithmetic, and Step-by-Step Worked Numerical Examples.


Table of Contents

  1. Number Systems, Divisibility & Remainder Theorems
  2. Time & Work / Pipes & Cisterns
  3. Speed, Distance & Time / Trains / Boats & Streams
  4. Profit, Loss & Discount
  5. Simple Interest (SI) & Compound Interest (CI)
  6. Permutations, Combinations & Probability

1. Number Systems, Divisibility & Remainder Theorems

1.1 Classification of Numbers & Base Systems

  • Real Numbers ($\mathbb{R}$): Combination of Rational ($\mathbb{Q}$) and Irrational ($\mathbb{Q}'$) numbers.
  • Rational Numbers ($\mathbb{Q}$): Can be expressed as $\frac{p}{q}$, where $p, q \in \mathbb{Z}$ and $q \neq 0$.
  • Prime Numbers: Integers $> 1$ with exactly two distinct positive divisors: $1$ and itself.
  • Note: $2$ is the only even prime number. Prime numbers $> 3$ can be expressed in the form $6k \pm 1$ (though not all numbers of $6k \pm 1$ form are prime).
  • Coprime Numbers: Two numbers $a$ and $b$ are coprime if $\gcd(a, b) = 1$.

1.2 Divisibility Rules & Rigorous Proofs

Divisibility Rules Summary Table:

Divisor Condition
2 Last digit is even ($0, 2, 4, 6, 8$).
3 Sum of all digits is divisible by $3$.
4 Number formed by the last two digits is divisible by $4$.
5 Last digit is $0$ or $5$.
6 Number is divisible by both $2$ and $3$.
7 Double the last digit and subtract it from the remaining number; result is divisible by $7$.
8 Number formed by the last three digits is divisible by $8$.
9 Sum of all digits is divisible by $9$.
11 Difference between the sum of digits at odd positions and even positions is $0$ or a multiple of $11$.
13 Multiply last digit by $4$ and add to remaining number; result is divisible by $13$.

Derivations & Proofs:

Proof of Divisibility by 3 and 9:

Let any $n$-digit positive integer $N$ be represented in expanded decimal notation as: $$N = a_n \cdot 10^n + a_{n-1} \cdot 10^{n-1} + \dots + a_1 \cdot 10^1 + a_0$$ Observe modular congruence modulo $3$ and $9$: $$10 \equiv 1 \pmod 3 \implies 10^k \equiv 1^k \equiv 1 \pmod 3$$ $$10 \equiv 1 \pmod 9 \implies 10^k \equiv 1^k \equiv 1 \pmod 9$$ Substituting $10^k \equiv 1 \pmod m$ (where $m = 3$ or $9$): $$N = \sum_{k=0}^n a_k \cdot 10^k \equiv \sum_{k=0}^n a_k \cdot (1)^k = \sum_{k=0}^n a_k \pmod m$$ Thus, $N \pmod m = 0 \iff \sum a_k \pmod m = 0$. $\blacksquare$

Proof of Divisibility by 11:

Using base-10 expansion modulo $11$: $$10 \equiv -1 \pmod{11} \implies 10^k \equiv (-1)^k \pmod{11}$$ Substituting into $N$: $$N = \sum_{k=0}^n a_k \cdot 10^k \equiv \sum_{k=0}^n a_k \cdot (-1)^k \pmod{11}$$ $$N \equiv (a_0 + a_2 + a_4 + \dots) - (a_1 + a_3 + a_5 + \dots) \pmod{11}$$ Hence, $N$ is divisible by $11$ if and only if $(\text{Sum}_{\text{odd pos}} - \text{Sum}_{\text{even pos}})$ is a multiple of $11$. $\blacksquare$


1.3 Prime Factors, HCF & LCM Properties

For any integer $N > 1$ with prime factorization: $$N = p_1^{a_1} \cdot p_2^{a_2} \cdot p_3^{a_3} \cdots p_k^{a_k}$$

  1. Total Number of Factors $D(N)$: $$D(N) = (a_1 + 1)(a_2 + 1)(a_3 + 1)\dots(a_k + 1)$$
  2. Sum of Factors $S(N)$: $$S(N) = \left(\frac{p_1^{a_1+1} - 1}{p_1 - 1}\right) \left(\frac{p_2^{a_2+1} - 1}{p_2 - 1}\right) \dots \left(\frac{p_k^{a_k+1} - 1}{p_k - 1}\right)$$
  3. Product of Factors $P(N)$: $$P(N) = N^{\frac{D(N)}{2}}$$

Fundamental HCF & LCM Identities:

  • Product Rule: For any two positive integers $a$ and $b$: $$\text{HCF}(a, b) \times \text{LCM}(a, b) = a \times b$$
  • Fractions: $$\text{HCF}\left(\frac{a}{b}, \frac{c}{d}\right) = \frac{\text{HCF}(a, c)}{\text{LCM}(b, d)}, \quad \text{LCM}\left(\frac{a}{b}, \frac{c}{d}\right) = \frac{\text{LCM}(a, c)}{\text{HCF}(b, d)}$$

1.4 Trailing Zeroes & Highest Power of Prime ($n!$)

Legendre's Formula:

The exponent of a prime number $p$ in the prime factorization of $n!$, denoted $E_p(n!)$, is given by: $$E_p(n!) = \lfloor \frac{n}{p} \rfloor + \lfloor \frac{n}{p^2} \rfloor + \lfloor \frac{n}{p^3} \rfloor + \dots = \sum_{k=1}^{\infty} \lfloor \frac{n}{p^k} \rfloor$$

Trailing Zeroes in $n!$:

Trailing zeroes are produced by factors of $10 = 2 \times 5$. Since prime factor $2$ is always more abundant than $5$ in $n!$, the number of trailing zeroes equals $E_5(n!)$: $$\text{Trailing Zeroes in } n! = \lfloor \frac{n}{5} \rfloor + \lfloor \frac{n}{25} \rfloor + \lfloor \frac{n}{125} \rfloor + \dots$$


1.5 Remainder Theorems & Modular Arithmetic

1. Fermat's Little Theorem:

If $p$ is a prime number and $a$ is an integer such that $\gcd(a, p) = 1$: $$a^{p-1} \equiv 1 \pmod p$$

2. Euler's Totient Function & Euler's Theorem:

Euler's totient function $\phi(n)$ counts positive integers up to $n$ that are coprime to $n$: $$\phi(n) = n \left(1 - \frac{1}{p_1}\right)\left(1 - \frac{1}{p_2}\right)\dots\left(1 - \frac{1}{p_k}\right)$$ For any integer $a$ coprime to $n$ ($\gcd(a, n) = 1$): $$a^{\phi(n)} \equiv 1 \pmod n$$

3. Wilson's Theorem:

If $p$ is a prime number: $$(p - 1)! \equiv -1 \pmod p \quad \text{or} \quad (p - 1)! + 1 \equiv 0 \pmod p$$

4. Cyclicity of Unit Digits:

To find the unit digit of $a^b$: 1. Compute $r = b \pmod 4$. If $r = 0$, set $r = 4$. 2. Unit digit of $a^b = \text{Unit digit of } (a \pmod{10})^r$.

Base Last Digit Cyclicity Sequence Cycle Length
0, 1, 5, 6 Constant ($0, 1, 5, 6$) 1
4 $4, 6$ (Odd exponent $\to 4$, Even exponent $\to 6$) 2
9 $9, 1$ (Odd exponent $\to 9$, Even exponent $\to 1$) 2
2 $2, 4, 8, 6$ 4
3 $3, 9, 7, 1$ 4
7 $7, 9, 3, 1$ 4
8 $8, 4, 2, 6$ 4

1.6 Worked Numerical Examples

Worked Example 1.1 (Factors & Trailing Zeroes):

Problem: Find (i) the total number of factors of $360$, and (ii) the number of trailing zeroes in $250!$.

Solution: 1. Prime factorization of $360$: $$360 = 2^3 \times 3^2 \times 5^1$$ - Total number of factors $D(360) = (3+1)(2+1)(1+1) = 4 \times 3 \times 2 = \mathbf{24}$. 2. Trailing zeroes in $250!$: $$E_5(250!) = \lfloor \frac{250}{5} \rfloor + \lfloor \frac{250}{25} \rfloor + \lfloor \frac{250}{125} \rfloor + \lfloor \frac{250}{625} \rfloor$$ $$E_5(250!) = 50 + 10 + 2 + 0 = \mathbf{62} \text{ zeroes}.$$

Worked Example 1.2 (Fermat's Theorem & Cyclicity):

Problem: Find the remainder when $2^{100}$ is divided by $101$.

Solution: - Note that $p = 101$ is a prime number, and $\gcd(2, 101) = 1$. - Applying Fermat's Little Theorem ($a^{p-1} \equiv 1 \pmod p$): $$2^{101-1} = 2^{100} \equiv 1 \pmod{101}$$ - Thus, the remainder is $\mathbf{1}$.


2. Time & Work / Pipes & Cisterns

2.1 Core Mathematical Model & Efficiency Concept

Work done ($W$) is directly proportional to efficiency ($E$) and time ($T$): $$W = E \times T$$

If a worker completes total work $W = 1$ unit in $T$ days: $$\text{Efficiency } (E) = \frac{1}{T} \text{ (work done per day)}$$

Two-Worker Combined Time Derivation:

Let Worker A take $A$ days and Worker B take $B$ days to complete a work independently. - Rate of A $= E_A = \frac{1}{A}$ - Rate of B $= E_B = \frac{1}{B}$ - Combined Rate $= E_{A+B} = E_A + E_B = \frac{1}{A} + \frac{1}{B} = \frac{A + B}{A \cdot B}$

Therefore, the combined time $T_{A+B}$ to complete $1$ unit of work is: $$T_{A+B} = \frac{1}{E_{A+B}} = \frac{A \cdot B}{A + B}$$

Three-Worker Combined Time Formula:

$$T_{A+B+C} = \frac{A \cdot B \cdot C}{AB + BC + CA}$$


2.2 The Unit Work (LCM) Method

Instead of fractions, set Total Work $W = \text{LCM}(A, B, C, \dots)$. 1. Compute individual efficiencies: $E_i = \frac{W}{T_i}$. 2. Combine efficiencies according to working schedule. 3. Total Time required $= \frac{\text{Total Work}}{\text{Net Efficiency}}$.


2.3 Man-Days & Chain Rule Formula

For workforce scaling problems where work $W_1$ requires $M_1$ men working $H_1$ hours/day for $D_1$ days with efficiency $E_1$, and $W_2$ requires $M_2$ men working $H_2$ hours/day for $D_2$ days with efficiency $E_2$:

$$\frac{M_1 \cdot D_1 \cdot H_1 \cdot E_1}{W_1} = \frac{M_2 \cdot D_2 \cdot H_2 \cdot E_2}{W_2}$$


2.4 Division of Wages

Wages are distributed strictly proportional to the amount of work completed by each individual. If all workers work for the same duration: $$\text{Wage ratio} = E_A : E_B : E_C = \frac{1}{T_A} : \frac{1}{T_B} : \frac{1}{T_C}$$


2.5 Pipes & Cisterns Mechanics

  • Inlet Pipe: Fills the tank (Positive efficiency: $+E = +\frac{1}{T_{\text{fill}}}$).
  • Outlet Pipe / Leak: Empties the tank (Negative efficiency: $-E = -\frac{1}{T_{\text{empty}}}$).
  • Net Filling Rate: $$E_{\text{net}} = \sum E_{\text{inlets}} - \sum E_{\text{outlets}}$$

2.6 Worked Numerical Examples

Worked Example 2.1 (Alternate Working Days):

Problem: A can complete a job in 12 days, and B can complete it in 18 days. If they work on alternate days starting with A, in how many days will the work be completed?

Solution: 1. Take Total Work $W = \text{LCM}(12, 18) = 36 \text{ units}$. 2. Calculate efficiencies: - $E_A = \frac{36}{12} = 3 \text{ units/day}$ - $E_B = \frac{36}{18} = 2 \text{ units/day}$ 3. Two-day cycle work (Day 1: A, Day 2: B): $$\text{Work in 1 cycle (2 days)} = E_A + E_B = 3 + 2 = 5 \text{ units}$$ 4. Number of complete cycles to reach near 36 units: $$\text{Cycles} = \lfloor \frac{36}{5} \rfloor = 7 \text{ cycles} \implies 7 \times 2 = 14 \text{ days}$$ $$\text{Work completed in 14 days} = 7 \times 5 = 35 \text{ units}$$ 5. Remaining work $= 36 - 35 = 1 \text{ unit}$. 6. On Day 15, it is A's turn ($E_A = 3 \text{ units/day}$): $$\text{Time taken by A for 1 unit} = \frac{1}{3} \text{ days}$$ 7. Total time $= 14 + \frac{1}{3} = \mathbf{14 \frac{1}{3} \text{ days}}$.

Worked Example 2.2 (Pipes with Leak):

Problem: Pipe A can fill a cistern in 8 hours, but due to a leak at the bottom, it takes 10 hours to fill. How long will the leak take to empty a full cistern alone?

Solution: 1. Let capacity of cistern $= \text{LCM}(8, 10) = 40 \text{ units}$. 2. Rate of Pipe A ($E_A$) $= \frac{40}{8} = +5 \text{ units/hour}$. 3. Net rate of Pipe A + Leak ($E_A - E_L$) $= \frac{40}{10} = +4 \text{ units/hour}$. 4. Efficiency of Leak ($E_L$): $$5 - E_L = 4 \implies E_L = 1 \text{ unit/hour}$$ 5. Time taken by Leak to empty full tank $= \frac{40}{1} = \mathbf{40 \text{ hours}}$.


3. Speed, Distance & Time / Trains / Boats & Streams

3.1 Fundamental Equation & Unit Conversions

$$S = \frac{D}{T} \implies D = S \times T, \quad T = \frac{D}{S}$$

Unit Conversion Derivation:

$$1 \text{ km/h} = \frac{1000 \text{ meters}}{3600 \text{ seconds}} = \frac{5}{18} \text{ m/s}$$ $$1 \text{ m/s} = \frac{\frac{1}{1000} \text{ km}}{\frac{1}{3600} \text{ hours}} = \frac{3600}{1000} \text{ km/h} = \frac{18}{5} \text{ km/h}$$


3.2 Average Speed Derivations

1. Equal Distances Case (Harmonic Mean):

Suppose a body travels distance $d$ at speed $S_1$ and another equal distance $d$ at speed $S_2$. - $T_1 = \frac{d}{S_1}, \quad T_2 = \frac{d}{S_2}$ - $T_{\text{total}} = T_1 + T_2 = d \left(\frac{1}{S_1} + \frac{1}{S_2}\right) = d \left(\frac{S_1 + S_2}{S_1 S_2}\right)$ - $D_{\text{total}} = 2d$

$$\text{Average Speed } (S_{\text{avg}}) = \frac{D_{\text{total}}}{T_{\text{total}}} = \frac{2d}{d \left(\frac{S_1 + S_2}{S_1 S_2}\right)} = \frac{2 S_1 S_2}{S_1 + S_2}$$

2. Equal Time Intervals Case (Arithmetic Mean):

If a body travels for time $t$ at speed $S_1$ and for time $t$ at speed $S_2$: $$S_{\text{avg}} = \frac{S_1 \cdot t + S_2 \cdot t}{2t} = \frac{S_1 + S_2}{2}$$


3.3 Relative Speed Principles

When two bodies move relative to each other: - Same Direction: $S_{\text{rel}} = |S_1 - S_2|$ - Opposite Direction: $S_{\text{rel}} = S_1 + S_2$


3.4 Problems on Trains

Let Train length $= L_T$, Speed $= S_T$.

  1. Crossing a Point Object (Pole, Stationary Man, Signal Tree of length $\approx 0$): $$D = L_T \implies T = \frac{L_T}{S_T}$$
  2. Crossing a Platform / Bridge / Tunnel of length $L_P$: $$D = L_T + L_P \implies T = \frac{L_T + L_P}{S_T}$$
  3. Two Trains Crossing Each Other (Lengths $L_1, L_2$, Speeds $S_1, S_2$): $$D_{\text{total}} = L_1 + L_2$$ $$T = \frac{L_1 + L_2}{S_1 + S_2} \quad (\text{Opposite Direction})$$ $$T = \frac{L_1 + L_2}{|S_1 - S_2|} \quad (\text{Same Direction})$$

3.5 Boats and Streams Mechanics

Let Speed of Boat in Still Water $= b$, Speed of Current/Stream $= s$.

  • Downstream Speed ($U$): Motion in direction of current. $$U = b + s$$
  • Upstream Speed ($V$): Motion against direction of current. $$V = b - s$$

Derivation of $b$ and $s$:

Adding $U$ and $V$: $$U + V = (b + s) + (b - s) = 2b \implies b = \frac{U + V}{2}$$ Subtracting $V$ from $U$: $$U - V = (b + s) - (b - s) = 2s \implies s = \frac{U - V}{2}$$


3.6 Worked Numerical Examples

Worked Example 3.1 (Train Crossing Platform and Man):

Problem: A train moving at uniform speed crosses a $200 \text{ m}$ long platform in $20 \text{ seconds}$ and a electric pole in $8 \text{ seconds}$. Find the length and speed of the train.

Solution: 1. Let length of train be $L$ meters and speed be $S$ m/s. 2. Crossing pole equation: $$S = \frac{L}{8} \implies L = 8S$$ 3. Crossing platform equation: $$S = \frac{L + 200}{20}$$ 4. Substitute $L = 8S$: $$S = \frac{8S + 200}{20} \implies 20S = 8S + 200 \implies 12S = 200 \implies S = \frac{50}{3} \text{ m/s}$$ 5. Speed in km/h $= \frac{50}{3} \times \frac{18}{5} = \mathbf{60 \text{ km/h}}$. 6. Length of train $L = 8 \times \frac{50}{3} = \mathbf{\frac{400}{3} = 133.33 \text{ meters}}$.

Worked Example 3.2 (Boats & Streams):

Problem: A boat travels $24 \text{ km}$ upstream and $28 \text{ km}$ downstream in $6 \text{ hours}$. It can also travel $30 \text{ km}$ upstream and $21 \text{ km}$ downstream in $6.5 \text{ hours}$. Find the speed of the boat in still water and speed of current.

Solution: 1. Let $\frac{1}{V} = x$ (where $V = b-s$) and $\frac{1}{U} = y$ (where $U = b+s$). 2. Form system of equations: $$24x + 28y = 6 \implies 12x + 14y = 3 \quad \text{--- (1)}$$ $$30x + 21y = 6.5 \implies 60x + 42y = 13 \quad \text{--- (2)}$$ 3. Multiply (1) by 3: $$36x + 42y = 9 \quad \text{--- (3)}$$ 4. Subtract (3) from (2): $$24x = 4 \implies x = \frac{1}{6} \implies V = 6 \text{ km/h}$$ 5. Substitute $x = 1/6$ into (1): $$12\left(\frac{1}{6}\right) + 14y = 3 \implies 2 + 14y = 3 \implies 14y = 1 \implies y = \frac{1}{14} \implies U = 14 \text{ km/h}$$ 6. Solve for $b$ and $s$: $$b = \frac{U + V}{2} = \frac{14 + 6}{2} = \mathbf{10 \text{ km/h}}$$ $$s = \frac{U - V}{2} = \frac{14 - 6}{2} = \mathbf{4 \text{ km/h}}$$


4. Profit, Loss & Discount

4.1 Fundamental Definitions & Core Equations

  • Cost Price ($\text{CP}$): Total expenditure incurred to acquire/produce item.
  • Selling Price ($\text{SP}$): Price at which item is sold.
  • Marked Price ($\text{MP}$): List price tagged on item.

$$\text{Profit } (P) = \text{SP} - \text{CP} \quad (\text{if } \text{SP} > \text{CP})$$ $$\text{Loss } (L) = \text{CP} - \text{SP} \quad (\text{if } \text{CP} > \text{SP})$$ $$\text{Profit \%} = \left(\frac{\text{SP} - \text{CP}}{\text{CP}}\right) \times 100$$ $$\text{Loss \%} = \left(\frac{\text{CP} - \text{SP}}{\text{CP}}\right) \times 100$$ $$\text{SP} = \text{CP} \times \left(1 + \frac{P\%}{100}\right) = \text{MP} \times \left(1 - \frac{D\%}{100}\right)$$


4.2 Markup & Successive Discount Formula Derivation

Successive Discount Derivation:

Let marked price be $M$. If two successive discounts $d_1\%$ and $d_2\%$ are applied: 1. Price after first discount $= M \left(1 - \frac{d_1}{100}\right)$. 2. Price after second discount $= M \left(1 - \frac{d_1}{100}\right)\left(1 - \frac{d_2}{100}\right) = M \left(1 - \left[\frac{d_1 + d_2 - \frac{d_1 d_2}{100}}{100}\right]\right)$.

Thus, single equivalent discount $D_{\text{eq}}\%$ is: $$D_{\text{eq}} = d_1 + d_2 - \frac{d_1 \cdot d_2}{100}$$


4.3 Selling Two Articles at Same SP with Same Gain/Loss %

Derivation:

Suppose two articles are sold at the SAME selling price $S$. One at a profit of $x\%$ and the other at a loss of $x\%$. 1. Cost price of first article $\text{CP}_1 = \frac{S}{1 + x/100} = \frac{100 S}{100 + x}$. 2. Cost price of second article $\text{CP}_2 = \frac{S}{1 - x/100} = \frac{100 S}{100 - x}$. 3. Total Cost Price: $$\text{CP}_{\text{total}} = 100 S \left( \frac{1}{100 + x} + \frac{1}{100 - x} \right) = 100 S \left( \frac{200}{10000 - x^2} \right) = \frac{20000 S}{10000 - x^2}$$ 4. Total Selling Price $\text{SP}_{\text{total}} = 2S$. 5. Loss $= \text{CP}_{\text{total}} - \text{SP}_{\text{total}} = 2S \left( \frac{10000}{10000 - x^2} - 1 \right) = 2S \left( \frac{x^2}{10000 - x^2} \right)$. 6. Net Percentage Loss: $$\text{Net Loss \%} = \left(\frac{\text{Loss}}{\text{CP}_{\text{total}}}\right) \times 100 = \left( \frac{2S x^2 / (10000 - x^2)}{20000 S / (10000 - x^2)} \right) \times 100 = \frac{x^2}{100} = \left(\frac{x}{10}\right)^2$$

Hence, there is ALWAYS a net loss of: $$\mathbf{\text{Net Loss \%} = \left(\frac{x}{10}\right)^2}$$


4.4 Faulty Weights & Dishonest Shopkeepers

If a shopkeeper claims to sell at cost price but uses a false weight $W_{\text{false}}$ instead of true weight $W_{\text{true}}$:

$$\text{Gain \%} = \left( \frac{\text{True Weight} - \text{False Weight}}{\text{False Weight}} \right) \times 100 = \left( \frac{\text{Error}}{\text{True Value} - \text{Error}} \right) \times 100$$


4.5 Worked Numerical Examples

Worked Example 4.1 (Faulty Weights):

Problem: A dishonest trader marks his goods at $20\%$ above CP and allows a discount of $10\%$. Furthermore, he uses a $800 \text{ g}$ weight instead of a $1 \text{ kg}$ weight. Find his total profit percentage.

Solution: 1. Let actual CP of $1000 \text{ g} = ₹1000 \implies \text{CP per gram} = ₹1$. 2. Marked price for $1000 \text{ g} = 1000 \times 1.20 = ₹1200$. 3. Selling price after $10\%$ discount $= 1200 \times 0.90 = ₹1080$ for $1 \text{ kg}$ claimed. 4. But trader actually delivers only $800 \text{ g}$. 5. Trader's actual CP for $800 \text{ g} = ₹800$. 6. Actual Profit $= \text{SP} - \text{Actual CP} = ₹1080 - ₹800 = ₹280$. 7. Net Profit $\% = \frac{280}{800} \times 100 = \mathbf{35\%}$.


5. Simple Interest (SI) & Compound Interest (CI)

5.1 Simple Interest Theory & Derivation

Simple interest is calculated uniformly on principal $P$ over time $T$ years at annual rate $R\%$:

$$I_{\text{SI}} = \frac{P \cdot R \cdot T}{100}$$ $$\text{Total Amount } (A) = P + I_{\text{SI}} = P \left(1 + \frac{R \cdot T}{100}\right)$$


5.2 Compound Interest Theory & Derivation

Derivation from Annual Compounding:

  • Year 1 Amount: $A_1 = P\left(1 + \frac{R}{100}\right)$
  • Year 2 Amount: $A_2 = A_1\left(1 + \frac{R}{100}\right) = P\left(1 + \frac{R}{100}\right)^2$
  • By mathematical induction, for $n$ years: $$A = P\left(1 + \frac{R}{100}\right)^n$$ $$I_{\text{CI}} = A - P = P\left[\left(1 + \frac{R}{100}\right)^n - 1\right]$$

Compounding Periods Table:

Compounding Frequency Effective Rate ($R'$) Effective Periods ($n'$) Formula
Annual $R$ $n$ $A = P\left(1 + \frac{R}{100}\right)^n$
Half-Yearly (Semi-Annual) $\frac{R}{2}$ $2n$ $A = P\left(1 + \frac{R}{200}\right)^{2n}$
Quarterly $\frac{R}{4}$ $4n$ $A = P\left(1 + \frac{R}{400}\right)^{4n}$

5.3 CI vs SI Difference Formulas Derivation

2-Year Difference ($D_2$):

$$I_{\text{SI}}^{(2)} = \frac{2 P R}{100}$$ $$I_{\text{CI}}^{(2)} = P\left(1 + \frac{R}{100}\right)^2 - P = P\left(1 + \frac{2R}{100} + \frac{R^2}{10000}\right) - P = \frac{2 P R}{100} + P\left(\frac{R}{100}\right)^2$$ $$D_2 = I_{\text{CI}}^{(2)} - I_{\text{SI}}^{(2)} = \mathbf{P\left(\frac{R}{100}\right)^2}$$

3-Year Difference ($D_3$):

$$D_3 = I_{\text{CI}}^{(3)} - I_{\text{SI}}^{(3)} = \mathbf{P\left(\frac{R}{100}\right)^2 \left(3 + \frac{R}{100}\right)}$$


5.4 Equal Annual Installment Formulas

1. Installments under Simple Interest:

If debt $D$ is cleared in $n$ equal annual installments of $x$ at $R\%$ SI per annum: $$D = n \cdot x + \frac{R \cdot x}{100} \times \frac{(n-1)n}{2}$$

2. Installments under Compound Interest:

If principal $P$ is repaid in $n$ equal annual installments of $x$ at $R\%$ CI per annum: $$P = \frac{x}{\left(1 + \frac{R}{100}\right)^1} + \frac{x}{\left(1 + \frac{R}{100}\right)^2} + \dots + \frac{x}{\left(1 + \frac{R}{100}\right)^n}$$


5.5 Worked Numerical Examples

Worked Example 5.1 (CI & SI Difference):

Problem: The difference between compound interest and simple interest on a certain sum of money for $2 \text{ years}$ at $8\%$ per annum is $₹64$. Find the principal sum.

Solution: 1. Use 2-year difference formula: $$D_2 = P\left(\frac{R}{100}\right)^2$$ 2. Substitute values: $$64 = P\left(\frac{8}{100}\right)^2 = P \left(\frac{64}{10000}\right)$$ 3. Solve for $P$: $$P = \frac{64 \times 10000}{64} = \mathbf{₹10,000}$. #### Worked Example 5.2 (CI Installments): **Problem**: A sum of $₹13,360$ is borrowed at $8 \frac{3}{4}\%$ per annum compound interest and paid back in two equal annual installments. Find the value of each installment. **Solution**: 1. Interest rate $R = 8.75\% = \frac{35}{4}\% = \frac{7}{80}$. 2. Compounding factor $1 + \frac{R}{100} = 1 + \frac{7}{80} = \frac{87}{80}$. 3. Let each installment be $x$. Applying CI installment formula: $$13360 = \frac{x}{\frac{87}{80}} + \frac{x}{\left(\frac{87}{80}\right)^2} = \frac{80x}{87} + \frac{6400x}{7569}$$ 4. Take common denominator $7569$: $$13360 = \frac{80 \times 87 x + 6400 x}{7569} = \frac{6960x + 6400x}{7569} = \frac{13360 x}{7569}$$ 5. Solve for $x$: $$x = \frac{13360 \times 7569}{13360} = \mathbf{₹7,569}$.


6. Permutations, Combinations & Probability

6.1 Fundamental Counting Principles

  • Addition Principle (OR Rule): If event A can occur in $m$ ways and event B in $n$ mutually exclusive ways, then A or B can occur in $m + n$ ways.
  • Multiplication Principle (AND Rule): If event A can occur in $m$ ways and event B in $n$ independent ways, then A and B together can occur in $m \times n$ ways.

6.2 Permutations ($nPr$) Derivation & Special Cases

Mathematical Derivation:

Number of ways to fill $r$ distinct positions from $n$ distinct objects: - Position 1: $n$ choices - Position 2: $n-1$ choices - Position $r$: $n - (r - 1) = n - r + 1$ choices

$$nPr = n(n-1)(n-2)\dots(n-r+1) = \frac{n(n-1)\dots(n-r+1)(n-r)!}{(n-r)!} = \frac{n!}{(n-r)!}$$

Special Permutation Rules:

  1. Permutations with Repetition: Arrangements of $n$ items where $p$ are of type 1, $q$ of type 2, $r$ of type 3: $$\text{Ways} = \frac{n!}{p! \cdot q! \cdot r!}$$
  2. Circular Permutations:
  3. Distinct directional arrangements around a circle: $(n - 1)!$
  4. Non-directional (Necklaces / Garland of flowers where clockwise and counter-clockwise are identical): $\frac{(n - 1)!}{2}$

6.3 Combinations ($nCr$) Derivation & Geometric Applications

Mathematical Derivation:

Since selection order does not matter in combinations, each combination of $r$ objects can be arranged internally in $r!$ ways. $$nPr = nCr \times r! \implies nCr = \frac{nPr}{r!} = \frac{n!}{r!(n-r)!}$$

Key Combinatorial Identities:

  • $nCr = nC_{n-r}$
  • Pascal's Identity: $nCr + nC_{r-1} = ^{(n+1)}C_r$
  • Sum of Combinations: $\sum_{k=0}^n nCk = 2^n$

Geometric Formulas:

  • Number of straight lines from $n$ non-collinear points $= nC_2$
  • Number of triangles from $n$ non-collinear points $= nC_3$
  • Number of diagonals in an $n$-sided convex polygon: $$\text{Diagonals} = nC_2 - n = \frac{n(n-1)}{2} - n = \frac{n(n-3)}{2}$$

6.4 Derangements ($D_n$) Formula

A derangement is a permutation of $n$ items such that no item appears in its original position.

$$D_n = n! \sum_{k=0}^n \frac{(-1)^k}{k!} = n! \left( 1 - \frac{1}{1!} + \frac{1}{2!} - \frac{1}{3!} + \dots + \frac{(-1)^n}{n!} \right)$$

Values: $D_1 = 0$, $D_2 = 1$, $D_3 = 2$, $D_4 = 9$, $D_5 = 44$.


6.5 Probability Axioms & Conditional Probability

For sample space $S$ and event $A$: $$0 \le P(A) \le 1, \quad P(S) = 1, \quad P(A') = 1 - P(A)$$

Inclusion-Exclusion Principle:

$$P(A \cup B) = P(A) + P(B) - P(A \cap B)$$

Conditional Probability & Bayes' Theorem:

$$P(A | B) = \frac{P(A \cap B)}{P(B)} \quad (\text{for } P(B) > 0)$$

Bayes' Theorem:

For mutually exclusive and exhaustive events $E_1, E_2, \dots, E_n$: $$P(E_k | A) = \frac{P(E_k) \cdot P(A | E_k)}{\sum_{i=1}^n P(E_i) \cdot P(A | E_i)}$$


6.6 Worked Numerical Examples

Worked Example 6.1 (Permutations with Restrictions):

Problem: In how many ways can the letters of the word 'TRIANGLE' be arranged such that all vowels always come together?

Solution: 1. Word: 'TRIANGLE' (Total 8 letters: T, R, I, A, N, G, L, E). 2. Vowels: $\{I, A, E\}$ (3 vowels). Consonants: $\{T, R, N, G, L\}$ (5 consonants). 3. Treat the 3 vowels as a single block $[IAE]$. 4. Total units to arrange $= 5 \text{ consonants} + 1 \text{ block} = 6 \text{ units}$. 5. Number of ways to arrange 6 units $= 6! = 720$. 6. Internal arrangements of 3 vowels inside the block $= 3! = 6$. 7. Total arrangements $= 6! \times 3! = 720 \times 6 = \mathbf{4,320}$.

Worked Example 6.2 (Bayes' Theorem Application):

Problem: Bag I contains 3 Red and 4 Black balls. Bag II contains 5 Red and 3 Black balls. One bag is selected at random and a ball is drawn from it. If the drawn ball is Red, find the probability that it was drawn from Bag I.

Solution: 1. Let $E_1$ = Selecting Bag I, $E_2$ = Selecting Bag II, $A$ = Drawing a Red ball. 2. Prior probabilities: $P(E_1) = \frac{1}{2}, P(E_2) = \frac{1}{2}$. 3. Conditional probabilities of Red ball: $$P(A | E_1) = \frac{3}{3+4} = \frac{3}{7}$$ $$P(A | E_2) = \frac{5}{5+3} = \frac{5}{8}$$ 4. Apply Bayes' Theorem for $P(E_1 | A)$: $$P(E_1 | A) = \frac{P(E_1) \cdot P(A | E_1)}{P(E_1) \cdot P(A | E_1) + P(E_2) \cdot P(A | E_2)}$$ $$P(E_1 | A) = \frac{\frac{1}{2} \times \frac{3}{7}}{\left(\frac{1}{2} \times \frac{3}{7}\right) + \left(\frac{1}{2} \times \frac{5}{8}\right)} = \frac{\frac{3}{7}}{\frac{3}{7} + \frac{5}{8}} = \frac{\frac{3}{7}}{\frac{24 + 35}{56}} = \frac{\frac{3}{7}}{\frac{59}{56}} = \frac{3}{7} \times \frac{56}{59} = \mathbf{\frac{24}{59}}$. --- ## 7. CoCubes High-Frequency Quants Question Patterns, Speed Shortcuts & Solved PYQs > **Source Research**: Extracted from PrepInsta, FACE Prep, IndiaBIX, and GeeksforGeeks CoCubes placement archives. > **Section Overview**: 15–20 Questions in 15–20 Minutes (Moderate difficulty, non-adaptive/adaptive modules, 0 negative marking). ### 7.1 High-Frequency Question Patterns & Speed Tricks Table | Topic Cluster | Core CoCubes Question Pattern | Speed Shortcut Formula / Technique | Target Time | | :--- | :--- | :--- | :--- | | **Time, Speed & Distance** | Trains starting at different times meeting at a point | $\text{Distance to meet} = \text{Speed}_2 \times \frac{\text{Initial Lead Distance}}{\text{Relative Speed}}$ | $< 45 \text{ sec}$ | | **Time & Work** | $M_1$ workers finish in $D_1$ days; find workers needed for $D_2$ days | Chain Rule: $M_1 \times D_1 = M_2 \times D_2 \implies M_2 = \frac{M_1 D_1}{D_2}$ | $< 30 \text{ sec}$ | | **Ratio & Proportion** | Given $a:b$ and $b:c$, find $a:c$ or combine $a:b:c$ | $\frac{a}{c} = \frac{a}{b} \times \frac{b}{c}$; For $a:b:c$, equalize $b$'s value using LCM | $< 30 \text{ sec}$ | | **Algebra & Conditionals** | "If $A = \frac{2}{3}B, B = \frac{2}{3}C, C = \frac{2}{3}D$, find $B$ in terms of $D$" | Direct Back-Substitution: $B = \frac{2}{3} \times \left(\frac{2}{3}D\right) = \frac{4}{9}D$ | $< 25 \text{ sec}$ | | **Profit & Loss** | Two successive discounts $d_1\%$ and $d_2\%$ on Marked Price | $D_{\text{effective}} = d_1 + d_2 - \frac{d_1 \times d_2}{100}\%$ | $< 30 \text{ sec}$ | | **Number Systems** | Remainder of $a^n \div m$ where $a = m \pm 1$ | $(m \pm 1)^n \equiv (\pm 1)^n \pmod m$ | $< 20 \text{ sec}$ | --- ### 7.2 Solved CoCubes Quantitative Aptitude PYQs #### PYQ 7.1 (Time, Speed & Distance - Train Meeting Time) **Problem**: Two trains leave a railway station at 10:00 a.m. and 10:30 a.m., traveling in the same direction at speeds of $60 \text{ km/h}$ and $75 \text{ km/h}$ respectively. At what distance from the starting station will the two trains meet? **Options**: A) $120 \text{ km}$ B) $150 \text{ km}$ C) $180 \text{ km}$ D) $200 \text{ km}$ **Step-by-Step Solution & Speed Trick**: 1. **Initial Lead of Train 1**: Train 1 travels alone from 10:00 a.m. to 10:30 a.m. ($0.5 \text{ hours}$). $$\text{Lead Distance} = 60 \text{ km/h} \times 0.5 \text{ h} = 30 \text{ km}$$ 2. **Relative Speed**: Since both trains move in the same direction: $$\text{Relative Speed} = 75 - 60 = 15 \text{ km/h}$$ 3. **Time to Catch Up**: $$\text{Time to meet} = \frac{\text{Lead Distance}}{\text{Relative Speed}} = \frac{30 \text{ km}}{15 \text{ km/h}} = 2 \text{ hours}$$ 4. **Distance from Station**: Distance covered by Train 2 in 2 hours: $$\text{Distance} = 75 \text{ km/h} \times 2 \text{ h} = \mathbf{150 \text{ km}}$$ **Correct Answer**: **`B) 150 km`** --- #### PYQ 7.2 (Time & Work - Man-Days Inverse Relation) **Problem**: 28 children can complete a piece of work in 50 days. How many children are required to complete the exact same work in 35 days? **Options**: A) 36 B) 40 C) 42 D) 45 **Step-by-Step Solution & Speed Trick**: 1. Apply the Man-Days formula $M_1 \times D_1 = M_2 \times D_2$: $$28 \times 50 = M_2 \times 35$$ 2. Solve for $M_2$: $$M_2 = \frac{28 \times 50}{35} = \frac{4 \times 50}{5} = 4 \times 10 = \mathbf{40 \text{ children}}$$ **Correct Answer**: **`B) 40`** --- #### PYQ 7.3 (Ratio & Proportion - Compound Ratio) **Problem**: If $a : b = 3 : 4$ and $b : c = 5 : 7$, find the ratio $a : c$. **Options**: A) $15 : 28$ B) $3 : 7$ C) $5 : 4$ D) $12 : 35$ **Step-by-Step Solution & Speed Trick**: 1. Express as fractions: $\frac{a}{b} = \frac{3}{4}$ and $\frac{b}{c} = \frac{5}{7}$. 2. Multiply the two equations to cancel $b$: $$\frac{a}{c} = \frac{a}{b} \times \frac{b}{c} = \frac{3}{4} \times \frac{5}{7} = \frac{15}{28}$$ 3. Thus, $a : c = \mathbf{15 : 28}$. **Correct Answer**: **`A) 15 : 28`** --- #### PYQ 7.4 (Algebraic Variable Substitution) **Problem**: If $a = \frac{2}{3}b$, $b = \frac{2}{3}c$, and $c = \frac{2}{3}d$, what fraction of $d$ is $b$? **Options**: A) $\frac{2}{3}$ B) $\frac{4}{9}$ C) $\frac{8}{27}$ D) $\frac{1}{3}$ **Step-by-Step Solution & Speed Trick**: 1. Substitute $c = \frac{2}{3}d$ into the expression for $b$: $$b = \frac{2}{3}c = \frac{2}{3} \left(\frac{2}{3}d\right) = \mathbf{\frac{4}{9}d}$$ 2. Therefore, $b$ is $\mathbf{\frac{4}{9}}$ of $d$.

Correct Answer: B) 4/9